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The due date calculator estimates when a pregnancy will reach full term based on the first day of the mother's last menstrual period (LMP). The standard method adds 280 days (40 weeks) to the LMP — the length of an average pregnancy — giving the expected date of delivery that doctors and hospitals in Pakistan use as the reference point for the entire antenatal schedule.

The LMP method works because conception typically occurs about two weeks after the first day of the last period, and the average pregnancy lasts roughly 38 weeks from conception — which totals 40 weeks from the LMP. For women with regular 28-day cycles, this estimate is remarkably reliable; for irregular cycles, the doctor will adjust the dates using ultrasound measurements in the first trimester.

The calculator also shows the current week of pregnancy, counted from the LMP. Knowing the week matters because it determines which antenatal checks are due: the first ultrasound is usually around weeks 8–12, the anomaly scan around 18–22 weeks, and glucose screening around 24–28 weeks. Pakistani hospitals follow this same international schedule.

It is essential to treat the date as an estimate. Only about 5% of babies are born on their exact due date; most arrive within two weeks either side, which is considered normal. Babies born between 37 and 42 weeks are generally considered full term. Your obstetrician will refine the date with early ultrasound and monitor progress at each visit.

Use this calculator when you first learn of a pregnancy to mark the timeline, then let your doctor's scans take over for precision. It is a planning tool — for medical advice and care decisions, always follow your healthcare provider.

An EMI (Equated Monthly Instalment) is the fixed amount you pay a bank or lender every month until your loan is fully repaid. It is the single most important number to know before signing any home, car, bike, or personal loan agreement in Pakistan, because it determines how much of your monthly income goes to debt and for how long. This EMI calculator lets you see that figure instantly for any loan amount, interest rate and tenure.

The calculation follows the standard reducing-balance amortisation formula used by State Bank of Pakistan-regulated banks and non-bank finance companies. Interest is charged on the outstanding principal, not the original amount, which means early payments go mostly toward interest and later payments mostly toward principal. Understanding this is why comparing EMIs across banks can save you hundreds of thousands of rupees over a 10-year home loan.

When Pakistani banks quote a home finance rate, they usually offer KIBOR-based pricing — for example 'KIBOR + 3%'. The effective annual rate you enter should be the full percentage you will actually pay, not just the spread. Use your bank's stated effective rate, or the advertised rate for a car or personal loan, to get a realistic EMI figure rather than an optimistic one.

Use this calculator to experiment before you negotiate: increase the down payment to shrink the principal, lengthen the tenure to lower the monthly EMI (at the cost of more total interest), or shop between banks to find the lowest rate. A rule of thumb is that your total monthly debt payments should not exceed roughly 40–50% of your take-home income, so check your EMI against that before committing.

The results show your monthly EMI, the total amount you will repay (principal plus interest), and the total interest component. Keep these numbers when comparing bank offers — they reveal that a slightly higher rate over a long tenure costs far more than a small difference in the monthly figure suggests.