Zakat Calculator
Calculate the Zakat (2.5%) due on your eligible savings and wealth.
Zakat Calculator
زکوٰۃ کیلکولیٹر
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About the Zakat Calculator
Zakat is one of the five pillars of Islam — an annual obligation for every Muslim whose wealth exceeds the nisab threshold for a full lunar year. The rate is a flat 2.5% of qualifying wealth. This calculator tells you exactly how much zakat is due on your savings and assets, so you can fulfil the obligation confidently and without guesswork.
Qualifying wealth typically includes cash in bank accounts and at home, gold and silver (including jewellery held as an investment), business inventory and trade goods, and money owed to you that you expect to receive. Personal-use items — your home, car, household furniture and everyday clothes — are generally not subject to zakat, even if valuable.
The nisab threshold is the minimum amount of wealth that triggers zakat, usually anchored to the value of 87.48 grams of gold or 612.36 grams of silver. Because gold prices have risen sharply in Pakistan, many scholars also permit using the silver nisab, which is far lower and obligates more people. Check with a trusted scholar or institution for the nisab value in the current year and calculate zakat if your total qualifying wealth is above it.
Zakat is due on wealth held for one complete lunar (Hijri) year, so if you are calculating partway through the year, you would apply the 2.5% to wealth that has already completed the year. Many people choose to pay zakat during Ramadan, but it can be paid at any time once the year's obligation is established.
This calculator applies the 2.5% rate to whatever eligible wealth you enter. It also shows the remaining wealth after zakat. Remember that gold jewellery held for personal adornment is treated differently by different schools of thought — some consider it zakatable, others do not — so include it only according to the ruling you follow.
How to calculate your zakat
- 1
Add up all your qualifying wealth: bank balances, cash at home, gold and silver, business inventory and receivable debts.
- 2
Compare the total with the current nisab threshold (the value of 87.48g of gold or 612.36g of silver).
- 3
If your wealth has been above nisab for a full lunar year, enter the total in the calculator.
- 4
Read your zakat due at 2.5% and the remaining wealth, then pay the amount to eligible recipients.
Frequently Asked Questions
What is the Zakat rate?
Zakat is 2.5% of qualifying wealth held for a full lunar year above the nisab threshold.
What assets count for Zakat?
Cash and bank balances, gold and silver, business inventory and trade goods, and investments. Personal belongings, your home, and your car are generally not Zakatable.
When is Zakat due?
Zakat is due once your wealth has been above the nisab threshold for one complete lunar (Hijri) year. Many people pay it during Ramadan.
What is the nisab for zakat in Pakistan?
The nisab is generally set at the value of 87.48 grams of gold or 612.36 grams of silver. As gold prices change daily, the rupee value of nisab changes too — check the current gold price on our gold page and multiply by the respective grams to find today's nisab.
Is zakat payable on gold jewellery?
This depends on the school of thought. The Hanafi school generally considers gold and silver jewellery zakatable once it reaches nisab, while other scholars exempt jewellery worn for personal use. Follow the ruling of the scholar or institution you rely on.
Who is eligible to receive zakat?
The Quran specifies eight categories, including the poor, the needy, those employed to collect zakat, those whose hearts are to be reconciled, captives and debtors, those in the cause of Allah, and the wayfarer. Zakat cannot be given to immediate dependents you are already obliged to support.
Can zakat be paid in advance or in instalments?
Many scholars allow paying zakat early once the obligation is certain, and some permit instalments during the year as long as the full amount is settled. The safest practice is to pay the full amount once your lunar year completes.