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Zakat is one of the five pillars of Islam and a fixed obligation: 2.5% of qualifying wealth held above the nisab for a full lunar year. This Zakat on Business Assets Calculator calculates the zakat due on your savings, gold, silver and business assets so you can fulfil the obligation accurately.

The nisab threshold in Pakistan is commonly set at 87.48 grams of gold or 612.36 grams of silver. If your qualifying wealth is above the threshold and has been for a full Hijri year, zakat at 2.5% is due on the whole amount.

Zakatable assets include cash and bank balances, gold and silver, business inventory and trade goods, and investments. Your personal home, car, household furniture and clothing are not zakatable.

Many Pakistanis pay zakat during Ramadan, but it is due whenever your wealth completes a lunar year above nisab. Use this calculator at least yearly — when bank balances and gold prices change, the amount due changes with them.

The currency converter is one of the most-used tools on GuruAlpha because exchange rates touch every Pakistani who sends remittances, pays tuition abroad, travels, imports goods or shops on international websites. It converts between the US Dollar, Pakistani Rupee, Euro, British Pound, Saudi Riyal and UAE Dirham using live interbank rates from our market feed.

The rates used here are interbank reference rates — the mid-market rate at which banks trade with each other. When you actually exchange money at a bank, exchange company or airport counter, you will be quoted a buy rate and a sell rate, and the spread between them is how the exchanger earns. So the converter gives you the fair value; the final rate you get depends on where you exchange.

For overseas Pakistanis, the relevant question is often the reverse: how many rupees will my dollars, pounds, riyals or dirhams buy? Because these currencies are among the most-remitted into Pakistan — from Saudi Arabia, the UAE, the UK and the US — the converter covers exactly the pairs that matter, showing both the unit rate and the converted amount in one glance.

Exchange rates move throughout the day in response to trade balances, interest rates, political news and central bank policy. The USD/PKR rate, in particular, has been shaped in recent years by the State Bank of Pakistan's management of foreign exchange reserves, IMF programmes and remittance flows. Because our feed refreshes regularly, the number you see here is a current snapshot rather than a stale reference.

Use the converter both ways — rupee to foreign currency for planning an international payment, and foreign currency to rupees for valuing remittances or overseas income. The unit-rate row (1 USD = x PKR) also tells you the direction of the currency: a rising number means the rupee is weakening against the dollar.