Gratuity Calculator

Your salary number on the offer letter is rarely the number that reaches your bank account. This Gratuity Calculator bridges the gap by showing how gross pay converts to net take-home after Pakistan income tax and, where relevant, other deductions. Knowing this before you accept an offer or negotiate a raise puts you in control.

The calculation annualises your salary, applies the progressive FY tax slabs, then divides back to monthly figures — the same method employers use to withhold salary tax each month. This means the monthly deduction shown matches what you should see on your payslip.

Salary questions are among the most common money queries in Pakistan — how much tax is deducted from a Rs 150,000 salary, what a raise actually adds to take-home, and how to compare two job offers fairly. This tool answers those questions with transparent, editable inputs and instant results.

Use it before your next salary review: run your current salary, then the proposed figure, and compare the take-home difference rather than the gross difference. The tax system is progressive, so a 20% gross raise can translate to a different percentage in net terms — and this calculator shows you exactly what.