Property Cash-on-Cash Return Calculator

Is that plot or apartment a good investment? This Property Cash-on-Cash Return Calculator computes the return on a property purchase — combining rental yield, capital appreciation and the costs of holding it — so you can compare property with other investments like mutual funds or bank deposits.

The two numbers that matter are rental yield (annual rent divided by price) and appreciation (how much the property grows each year). Together they form the total return, which this calculator shows alongside the holding costs that eat into it.

In Pakistani cities, residential plots have historically appreciated faster than houses, while houses and apartments generate rental income. The right choice depends on whether you want income or growth — this tool lets you model both.

Remember that property is illiquid: buying and selling carries registration, stamp duty and agent costs that can consume years of yield. Factor those in when comparing with liquid investments, and treat the return here as the gross picture before transaction costs.