LiveLive
SPX7,688.29-1.4200%IXIC26,195.63-2.2700%FTSE10,720.74-0.4800%GOLD4,484.00-0.1400%SILVER67.491.2100%PLATINUM1,808.00-0.2200%PALLADIUM1,344.00-0.6700%BRENT93.793.2100%DJI53,168.76-1.2500%WTI86.652.5400%NDX29,426.02-1.0600%NATGAS2.752.3800%BTC71,666.0010.2800%RUT3,014.69-1.2500%VIX16.0512.6300%ETH2,274.2817.7600%DAX25,987.40-1.1900%BNB641.346.2000%XRP1.2219.8600%CAC408,464.39-2.0000%NKY66,216.79-3.6300%DOGE0.089.8500%HSI25,698.491.1900%ADA0.1911.8700%NIFTY24,231.85-0.5500%SOL86.5910.5100%AAPL317.373.9700%SENSEX77,537.72-0.6000%MSFT481.81-3.0300%TASI10,954.460.2600%IBOV168,256.060.6900%GOOGL343.03-0.9600%TSLA344.971.4700%MERVAL2,874,492.80-4.2000%TSX36,277.40-1.3100%USD/PKR277.290.3200%ASX2009,083.80-1.1400%EUR/PKR323.851.4100%STI5,671.91-0.8400%GBP/PKR378.181.0800%SAR/PKR73.85-0.0300%FBMKLCI1,736.710.5400%AED/PKR75.49-0.0100%SET1,609.990.0100%KOSPI6,852.584.1600%USD/EUR0.86-1.2500%TWSE44,933.74-1.9100%GASOLINE3.01-8.0700%HEATOIL4.37-1.5900%COPPER6.42-2.7600%WHEAT699.003.5900%CORN504.258.4400%SOYBEANS1,243.003.5000%COFFEE327.40-5.1300%COCOA5,819.00-3.7200%SUGAR17.865.8700%COTTON88.114.8100%TRX0.330.5400%AVAX6.918.7100%LINK10.668.9300%DOT0.805.3500%LTC47.435.6200%SHIB0.0011.2900%TON1.395.3500%XLM0.1812.6000%HBAR0.076.9200%SUI0.7310.2800%APT0.576.5100%UNI3.7313.1300%PEPE0.0021.7000%NEAR1.769.7900%ARB0.0915.6700%OP0.0911.1800%MATIC0.130.0000%INJ4.8013.6400%FIL0.698.4800%ICP2.346.3300%STX0.000.0000%ETC6.7310.2900%ALGO0.086.9000%VET0.0012.4200%THETA0.1611.8600%FTM0.03-1.6400%SAND0.048.7400%MANA0.076.3100%AXS0.939.1900%GALA0.006.3300%CRV0.2713.6500%MKR1,419.759.3400%AMZN265.84-0.5400%NVDA217.56-2.9100%META546.03-5.6700%NFLX80.228.1000%AMD466.42-3.4200%AVGO362.48-12.8800%JPM357.26-2.1700%V365.541.7000%MA573.722.5000%XOM164.773.1400%CVX205.764.6600%KO90.354.2000%PEP142.582.8000%DIS106.933.5900%BA222.20-3.8900%BABA128.902.9400%JD29.35-7.1500%PDD90.201.3000%NIO4.580.8800%SPY769.06-0.4400%QQQ716.08-1.0500%DIA534.27-0.5400%IWM301.72-0.3300%GLD413.842.2000%SLV60.011.6100%TLT83.021.1100%HYG79.710.1300%LQD106.570.4200%XLF57.48-0.7600%XLK183.64-2.7600%XLE63.584.1800%XLV175.684.3000%SMH560.92-4.0900%ARKK83.312.3800%EEM66.11-0.5300%IBIT38.788.0500%QAR/PKR76.210.1900%INR/PKR2.90-0.3400%JPY/PKR1.750.7100%CAD/PKR201.631.3800%AUD/PKR197.961.1200%NZD/PKR165.471.8600%MYR/PKR68.641.1300%THB/PKR8.450.9000%EUR/USD1.171.5200%GBP/USD1.361.1300%USD/JPY158.29-0.7100%USD/CHF0.80-2.2600%AUD/USD0.710.9900%USD/CAD1.38-1.1500%NZD/USD0.601.8600%USD/INR95.700.3200%USD/CNY6.72-0.3300%USD/HKD7.84-0.0500%USD/SGD1.27-0.7800%USD/KRW1,394.39-1.5900%USD/TRY47.87-0.0200%USD/ZAR16.11-0.4700%USD/MXN16.96-0.4300%USD/BRL5.17-0.6100%USD/RUB83.490.5100%USD/NGN1,348.67-0.8400%USD/EGP50.771.2400%USD/KES129.300.7200%USD/BDT122.511.0200%USD/LKR329.851.7700%USD/IDR17,740.00-0.6900%USD/THB32.83-1.0300%USD/MYR4.04-1.0700%USD/PHP61.670.5300%USD/VND26,179.000.4200%USD/ILS2.980.6500%USD/SAR3.753.8100%USD/AED3.670.0300%USD/QAR3.643.8500%USD/KWD0.31-0.3900%USD/BHD0.380.0000%USD/OMR0.390.4700%SPX7,688.29-1.4200%IXIC26,195.63-2.2700%FTSE10,720.74-0.4800%GOLD4,484.00-0.1400%SILVER67.491.2100%PLATINUM1,808.00-0.2200%PALLADIUM1,344.00-0.6700%BRENT93.793.2100%DJI53,168.76-1.2500%WTI86.652.5400%NDX29,426.02-1.0600%NATGAS2.752.3800%BTC71,666.0010.2800%RUT3,014.69-1.2500%VIX16.0512.6300%ETH2,274.2817.7600%DAX25,987.40-1.1900%BNB641.346.2000%XRP1.2219.8600%CAC408,464.39-2.0000%NKY66,216.79-3.6300%DOGE0.089.8500%HSI25,698.491.1900%ADA0.1911.8700%NIFTY24,231.85-0.5500%SOL86.5910.5100%AAPL317.373.9700%SENSEX77,537.72-0.6000%MSFT481.81-3.0300%TASI10,954.460.2600%IBOV168,256.060.6900%GOOGL343.03-0.9600%TSLA344.971.4700%MERVAL2,874,492.80-4.2000%TSX36,277.40-1.3100%USD/PKR277.290.3200%ASX2009,083.80-1.1400%EUR/PKR323.851.4100%STI5,671.91-0.8400%GBP/PKR378.181.0800%SAR/PKR73.85-0.0300%FBMKLCI1,736.710.5400%AED/PKR75.49-0.0100%SET1,609.990.0100%KOSPI6,852.584.1600%USD/EUR0.86-1.2500%TWSE44,933.74-1.9100%GASOLINE3.01-8.0700%HEATOIL4.37-1.5900%COPPER6.42-2.7600%WHEAT699.003.5900%CORN504.258.4400%SOYBEANS1,243.003.5000%COFFEE327.40-5.1300%COCOA5,819.00-3.7200%SUGAR17.865.8700%COTTON88.114.8100%TRX0.330.5400%AVAX6.918.7100%LINK10.668.9300%DOT0.805.3500%LTC47.435.6200%SHIB0.0011.2900%TON1.395.3500%XLM0.1812.6000%HBAR0.076.9200%SUI0.7310.2800%APT0.576.5100%UNI3.7313.1300%PEPE0.0021.7000%NEAR1.769.7900%ARB0.0915.6700%OP0.0911.1800%MATIC0.130.0000%INJ4.8013.6400%FIL0.698.4800%ICP2.346.3300%STX0.000.0000%ETC6.7310.2900%ALGO0.086.9000%VET0.0012.4200%THETA0.1611.8600%FTM0.03-1.6400%SAND0.048.7400%MANA0.076.3100%AXS0.939.1900%GALA0.006.3300%CRV0.2713.6500%MKR1,419.759.3400%AMZN265.84-0.5400%NVDA217.56-2.9100%META546.03-5.6700%NFLX80.228.1000%AMD466.42-3.4200%AVGO362.48-12.8800%JPM357.26-2.1700%V365.541.7000%MA573.722.5000%XOM164.773.1400%CVX205.764.6600%KO90.354.2000%PEP142.582.8000%DIS106.933.5900%BA222.20-3.8900%BABA128.902.9400%JD29.35-7.1500%PDD90.201.3000%NIO4.580.8800%SPY769.06-0.4400%QQQ716.08-1.0500%DIA534.27-0.5400%IWM301.72-0.3300%GLD413.842.2000%SLV60.011.6100%TLT83.021.1100%HYG79.710.1300%LQD106.570.4200%XLF57.48-0.7600%XLK183.64-2.7600%XLE63.584.1800%XLV175.684.3000%SMH560.92-4.0900%ARKK83.312.3800%EEM66.11-0.5300%IBIT38.788.0500%QAR/PKR76.210.1900%INR/PKR2.90-0.3400%JPY/PKR1.750.7100%CAD/PKR201.631.3800%AUD/PKR197.961.1200%NZD/PKR165.471.8600%MYR/PKR68.641.1300%THB/PKR8.450.9000%EUR/USD1.171.5200%GBP/USD1.361.1300%USD/JPY158.29-0.7100%USD/CHF0.80-2.2600%AUD/USD0.710.9900%USD/CAD1.38-1.1500%NZD/USD0.601.8600%USD/INR95.700.3200%USD/CNY6.72-0.3300%USD/HKD7.84-0.0500%USD/SGD1.27-0.7800%USD/KRW1,394.39-1.5900%USD/TRY47.87-0.0200%USD/ZAR16.11-0.4700%USD/MXN16.96-0.4300%USD/BRL5.17-0.6100%USD/RUB83.490.5100%USD/NGN1,348.67-0.8400%USD/EGP50.771.2400%USD/KES129.300.7200%USD/BDT122.511.0200%USD/LKR329.851.7700%USD/IDR17,740.00-0.6900%USD/THB32.83-1.0300%USD/MYR4.04-1.0700%USD/PHP61.670.5300%USD/VND26,179.000.4200%USD/ILS2.980.6500%USD/SAR3.753.8100%USD/AED3.670.0300%USD/QAR3.643.8500%USD/KWD0.31-0.3900%USD/BHD0.380.0000%USD/OMR0.390.4700%
Thursday, 20 August 2026
GuruAlpha

الْمَالُ الْحَلَالُ

Islamic Finance

A comprehensive guide to Islamic banking, halal investing, Shariah-compliant products and financial principles.

Core Principles

No Riba (Interest)

Interest is strictly prohibited in Islam. All financial transactions must be free from riba.

No Gharar (Excessive Uncertainty)

Transactions must have clear terms. Speculative or ambiguous contracts are not allowed.

Profit & Loss Sharing

Islamic finance emphasizes partnership. Both parties share profits and losses.

Asset-Backed

All financial transactions must be tied to real economic activity and tangible assets.

Ethical Investing

Halal investments avoid businesses involved in alcohol, gambling, pork, or other haram activities.

Zakat on Wealth

Muslims must pay 2.5% Zakat annually on qualifying wealth above the Nisab threshold.

Islamic Financial Products

ProductDescription
MurabahaCost-plus financing — the bank purchases an item and sells it to the customer at a markup.
MudarabahProfit-sharing partnership — one party provides capital, the other provides expertise.
MusharakahJoint venture — both parties contribute capital and share profits and losses.
IjarahIslamic leasing — the bank purchases an asset and leases it to the customer.
SukukIslamic bonds — certificates representing ownership in an asset or investment.
TakafulIslamic insurance — a cooperative system based on mutual help and shared responsibility.

What is GuruAlpha?

GuruAlpha is a comprehensive digital platform offering live financial markets, free calculators, online tools, Islamic content, SIM packages, sports updates and celebrity profiles for Pakistan, Gulf countries and worldwide audiences.

Is GuruAlpha free to use?

Yes, GuruAlpha is completely free. All calculators, tools, market data, prayer times, Islamic resources and content are available without any subscription or sign-up.

Does GuruAlpha provide live market data?

Yes, GuruAlpha provides live market data including USD/PKR exchange rates, gold prices, cryptocurrency prices, stock market indices and commodity prices sourced from reliable financial data providers.

What calculators are available on GuruAlpha?

GuruAlpha offers over 1,200 calculators including Pakistan income tax, salary tax, PTA mobile tax, electricity bill, gold price, currency converter, Zakat calculator, property tax and many more.

Does GuruAlpha have Islamic prayer times?

Yes, GuruAlpha provides accurate prayer times for over 100 cities worldwide including Fajr, Dhuhr, Asr, Maghrib and Isha times. We also offer Qibla direction, Islamic calendar and Zakat calculator.